Retiree Portfolio Checklist

I recently completed Q2 2011 performance reviews with my clients. While strategies shouldn’t change drastically from quarter to quarter, it’s important to continuously check in to ensure that investments are still aligned with each client’s overall strategy. It’s synonymous to having an annual physical or a 2x year dental checkup.

Reviews are particularly important for retirees who are living on the money that they saved and need to ensure that their overall assets can support their lifestyle for the rest of their lives.

Morningstar created a video report outlining key points for retirees to check when checking in on their portfolios. These include points that I often reiterate to my retiree clients, including: inflation protection, liquidity (e.g., ease of access to cash), low volatility (e.g., avoiding swings in portfolio value), and estate planning (e.g., arranging to transition your wealth to beneficiaries).

Click here for the video and transcript on Morningstar’s site.